Which stocks comprise the Trend Twelve portfolio?
The Trend 12 is comprised twelve big cap, blue chip stocks. The Names change as stocks begin uptrends. Recent members include Intel, Alcoa and ExxonMobil, for example.

Why don't I just buy these myself?
The difference is that even these bluest of blue chips experience significant trends up and down during a year. The Trend 12 portfolio tends to own them during uptrends and own cash during downtrends.

Is there a commission or "load" to invest?
No, there is no commission to invest in the Trend Twelve, and no exit fee, such as the 12(b)1 fees charged by some mutual funds.

Is my money "locked up" for a period of time?
No, your money is available. Owning such heavily traded stocks means there is always a market to liquidate your account should you need the funds.

What reports do you send?
You will receive quarterly statements from our major deep discount broker custodian. By request, for no extra charge, you may also receive a statement each month. You can view your account any time online.

Is this the place to put all my retirement money?
The stock market, even with the Trend 12 discipline, is not a place for all of anyone's money. Fixed income and real estate should also be a part of one's retirement.

Is there a guarantee?
We add value and protection in the ever–changing world of equities, a realm where everyone accepts there are "no promises" in exchange for the possibility of great gains. We guarantee the market will continue to fluctuate.

If you would like Portfolio Manager Easan Katir to contact you for more information on our portfolios, please call 1-800-558-4558, or e-mail him at info@financialsavvy.com.